Capital
Funding Partner

Lending

In a fast-moving business climate, our ability to solve complex issues through rapid innovation is the core pillar of our business and legacy. Our business-friendly approach to lending and capital access overcomes many limitations of traditional financing to provide enforcing access to capital.

  • Equity-based lending
  • Cryptocurrency-based lending

As a partner, we ensure to align your interests with the long-term – and every transaction is structured per circumstance to give you the competitive edge.

Certifying Authorities

Australia

  • Australian Financial Services Licence by Australian Securities and Investments Commission

China (Hong Kong)

  • Hong Kong Securities and Futures Commission Type 1 Licence
  • Hong Kong Money Lenders Licences

South Korea

  • Korea Money Lender License
  • Korea Money Lending Brokerage Licence

United Arab Emirates

  • Approved by the Dubai Financial Market as the first and only REPO Buyer in the region

United Kingdom

  • U.K. Financial Conduct Authority authorisation to advise on and arrange investments

Eligible Assets

Equity markets under coverage

Asia & Oceania

  • Australia
  • Hong Kong
  • China H Shares and US ADRs*
  • Indonesia
  • South Korea
  • Japan
  • Malaysia
  • New Zealand
  • Philippines
  • Singapore
  • Thailand

Europe

  • Austria
  • Belgium
  • Denmark
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Italy
  • Ireland
  • Luxembourg
  • Netherlands
  • Portugal
  • Spain
  • Sweden
  • Switzerland
  • United Kingdom

Middle East & Africa

  • United Arab Emirates
  • South Africa

Eligible Digital Assets:

Crypto Currencies

  • Bitcoin
  • Bitcoin Cash
  • Ethereum
  • Litecoin

The Advantages

VERSATILITY

Capital for any purpose

MORE VALUE

Typical loan-to-value ratio
of 65% for your assets

COMPETITIVE PRICING

Fixed interest rate

EFFICIENCY

Loan application completed and funds dispersed in a matter of days

SECURITY

All transactions executed using industry standard methods and trusted legal and accounting partners

DIVIDEND RETENTION AND MARKET APPRECIATION

Access to liquidity while retaining all beneficial economic ownership of the pledged collateral

Viceroy Solution

  1. Low cost of capital
  2. Fixed-interest rates
  3. Non-purpose funding
  4. Non-recourse/no personal guarantee
  5. Typical LTV ratio of 65%
  6. Fast funding within days
  7. Progressive margin call terms at 80% of load value
  8. No Stamp Duty

Margin Loans

  1. High cost of capital
  2. Floating interest rates
  3. Restricted use funding
  4. Personal guarantee required
  5. Typical LTV ratio between 10-40%
  6. Complicated and time consuming account opening
  7. Narrow margin call terms based on collateral value
  8. Heavy stamp duty incurred

Our investment process ensures every
transaction is simple and transparent

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The borrower engages the dealer regarding the proposed collateral and funding requirements.

Valuation Process

If the collateral is approved against the investment criteria, the lender provides indicative financing terms, including loan-to-value (LTV) ratio and interest rate.

Due Diligence

The lender performs due diligence and know-your-client (KYC) processes to ensure legal and regulatory compliance. The borrower presents standard documentation and completes an application form.

Agreement

The borrower and lender enter a financing agreement governing the transaction.

Funding & Transfer

The lender executes funding procedures starting with an initial funding amount or partial DVP on the date of collateral transfer. Balance funds are transferred after a 3-day pricing period. A one-time origination fee is assessed at the loan initiation.

Financing Period

During the life of the loan, the borrower makes quarterly fixed-interest payments, paid in arrears.

Collateral Return

At loan maturity, the borrower repays the principal amount of the loan and any outstanding obligations. The equity collateral is then returned in full.

Your decision will decide the
outcome of future fortunesContact Us